Guarantee institution

The activities of guarantee institutions including guarantee companies and re-guarantee companies. Guarantee company is a company that provides guarantees for the fulfillment of the financial obligations of Credit and or or Financing Recipients based on Sharia Principles. A re-guarantee company is a company that provides guarantees for the fulfillment of the financial obligations of Guarantee Companies that have guaranteed the fulfillment of the financial obligations of Credit and or or Financing Recipients based on Sharia Principles. Examples of guarantee companies are PT Penjaminan Kredit Indonesia (Jamkrindo), PT West Java Regional Credit Guarantee (PT Jamkrida Jabar).

Other financial services activities ytdl, not insurance and pension fund

Other financial service activities, especially regarding the distribution of non-lending funds, such as writing of swaps, options and other restrictive arrangements and the activities of the company for completing the purchase of insurance policies from the bankrupt company.

Other non leasing financing

Non-leasing financing businesses other than those covered in groups 64921 to 64923, for example Indonesian export finance companies, companies providing long-term finance for industrial activities by industrial banks, money lending companies outside the banking system, credit loan companies for housing purchases by institutions specifically for non-depository, and infrastructure companies.

Ventura capital (ventura capital)

Businesses whose main activity is to carry out financing activities in the form of equity participation in a business partner company (Investee Company) for a certain period of time. For example PT Bina Artha Ventura, PT Sarana Sumsel Ventura.

Pembiayaan anjak piutang (factoring)

Businesses whose main activity is to carry out financing activities in the form of buying or transferring receivables or short-term receivables of a company from domestic or foreign trade transactions. Included in this group are usually finance companies.

Consumer financing (consumers credit)

Businesses whose main activities are to finance the procurement of goods and services based on consumer needs with a payment system in installments or periodically. For example Adira Multi Finance, G.E. Finance.

Credit card financing (credit card)

Businesses whose main activity is to finance transactions for the purchase of goods and services for credit card holders. For example Dinners International, AMEX.

Pawnshop

The business of providing loan facilities to the community on the basis of pawning law. Loans or loans granted are based on the collateral value of the movable property submitted, regardless of the use of loan funds provided

Financial leasing

Corporate finance businesses in the form of "finance leases" for use by lessees for a specified period of time, based on periodic payments. When the term expires, the lessee may purchase the capital goods concerned or extend the lease term based on the mutually agreed residual value. This finance company is commonly called a lease with option rights (financial leasing).