A ten-year Thai residence visa for high-net-worth individuals, qualifying on assets, not income. Emerhub checks your eligibility, prepares the documents, and handles the BOI submission.
Thailand's Long-Term Resident (LTR) visa is a ten-year residence visa administered by the Board of Investment (BOI). It comes in four categories, and the Wealthy Global Citizen category is the one built for high-net-worth individuals. Unlike most Thai visas, it is assessed on what you own rather than what you earn, which makes it the cleanest long-term route for asset-rich applicants, family offices, and private investors.
It grants five years up front, renewable for another five, with the right to enter and leave Thailand freely, apply for a work permit, and claim an exemption on foreign-sourced income. There is no age requirement.
Ten years of stable residence, with a set of privileges that ordinary Thai visas don't carry.
Five years up front, renewable for a further five if you still meet the criteria.
Unlimited re-entry while the visa is valid, with no separate re-entry permit needed.
You can apply for a Thai work permit, and the rule requiring four Thai hires per foreigner is waived.
An exemption from Thai personal income tax on foreign-sourced income, subject to conditions.
Expedited lanes at international airports and a dedicated service center for LTR holders.
Spouse, children, and dependents can join, and the 90-day report becomes a single annual one.
Three thresholds define eligibility. There is no age requirement and, since February 2025, no minimum income requirement.
Held in Thailand or abroad. The Thai investment below is counted within this figure, not on top of it.
In qualifying instruments: government bonds, direct investment, or property.
Covering treatment in Thailand. Or a USD 100,000 deposit, or social security benefits in Thailand.
The health-coverage requirement can be met three ways: a health insurance policy with at least USD 50,000 of coverage, social security benefits you receive in Thailand, or a bank deposit of at least USD 100,000 held in your own name for at least twelve consecutive months. The BOI also excludes several asset types from the USD 1 million count: cryptocurrencies and tokens, gold futures, art, amulets, watches, and jewellery do not qualify.
One timing rule matters: you must already hold the qualifying assets and have made the Thai investment before you apply. The BOI will not accept an application on the basis of an investment you only intend to make.
At least USD 500,000 of your assets must sit inside Thailand, in one or more of the following. This amount is part of the USD 1 million total, not an additional sum.
| Qualifying investment | What the BOI looks for |
|---|---|
| Thai government bonds | Issued by the Ministry of Finance, with a remaining maturity of at least five years, held in your name |
| Direct investment | Direct investment in a company registered in Thailand, held in your name |
| Thai property | Freehold condo, building, or house registered in your name, or a leasehold with at least ten years remaining; valued at the registered purchase price, not market value |
Property held through a company does not count: it must be in your own name. The BOI values property at the price registered with the Land Department, not its current market value, which is a common reason applications fall short of the threshold. Where a direct investment or a property is co-owned, only your share counts, divided equally or pro-rata among the owners.
Proof of income is no longer part of the document list for this category. Where the BOI most often pushes back is on the quality of the evidence, the right asset valuations, a compliant insurance policy, and properly apostilled or legalised documents, rather than on the thresholds themselves.
The thresholds are the easy part. The application turns on documentation, and that is where we do the work.
We assess your assets, your Thai investment, and your insurance against the current BOI criteria, and flag any gaps before you pay a single government fee. If a different LTR category fits you better, we will say so.
We compile and structure the evidence the BOI wants to see: the right proof of assets and investment, a compliant health-coverage document, and the apostille or legalisation each piece needs. This is where most do-it-yourself applications come undone.
We submit through the BOI LTR portal, manage the endorsement, and respond to any follow-up requests so the application keeps moving rather than stalling.
We coordinate issuance, either as an e-visa at a Thai embassy or at the One Stop Service Center in Bangkok, and support you on the annual reporting and the five-year renewal.
Send us a short summary of your assets and any Thai investment, and we'll tell you whether the Wealthy Global Citizen LTR visa fits, what the documents look like, and how long it will take.
We apply the post-2025 criteria, so you don't waste fees and months proving an income requirement that no longer exists.
The BOI has tightened its review since 2024. We prepare the evidence to the standard it now expects, aiming for approval on the first submission.
Wealthy Global Citizen is one of four LTR routes. We check it is genuinely the best fit before you commit, and point you elsewhere if it isn't.
From the first eligibility call to issuance and renewals, one Bangkok team handles the application and stays reachable afterwards.
The questions applicants ask most about this category in 2026.
Total assets of at least USD 1 million, of which at least USD 500,000 must be invested in Thailand (government bonds, direct investment, or property), plus health coverage of USD 50,000, a USD 100,000 deposit, or social security benefits in Thailand. There is no age requirement and, since February 2025, no minimum income requirement.
No. The old requirement to show USD 80,000 of annual income was removed in February 2025. Many guides and some agents still quote it, but for the Wealthy Global Citizen category the BOI now assesses assets only. This is the most common point of confusion, and getting it right is the difference between a clean application and a wasted fee.
Yes. LTR holders can apply for a Thai work permit, and the usual rule requiring an employer to hire four Thai nationals per foreigner is waived. Some conditions apply depending on the role and employer, which we can walk through.
The Wealthy Global Citizen category carries an exemption from Thai personal income tax on foreign-sourced income, subject to the conditions in the relevant Royal Decree. Tax treatment depends on your own circumstances, so it is worth confirming the detail with a tax adviser, which we can help arrange.
There is no age requirement for the Wealthy Global Citizen category. Retirees aged 50 and over who don't meet the USD 1 million / USD 500K asset thresholds may find the Wealthy Pensioner category fits better, since it qualifies on passive income (USD 80,000/year or USD 40,000/year plus a USD 250K Thai investment). We can compare the two before you commit.
The BOI's official review is around 20 working days from a complete application, though most applications run over two to three months once documents are gathered. The government fee for the ten-year visa is 50,000 THB, on top of our service fee. We give a fixed quote once we've seen your situation.
Yes. A legal spouse and children under 20 can hold LTR visas based on your eligibility, up to four dependents in total, with the same ten-year validity and re-entry privileges. Same-sex marriages are recognized; unmarried partners are not. Each dependent has to meet the health-coverage condition (USD 50,000 insurance, social security in Thailand, or a USD 25,000 deposit per dependent) and pay the per-person government fee. See the dependents route at /thailand/visas/ltr/dependent/.
A free, no-obligation call: thirty minutes with our Bangkok team to confirm your eligibility, scope the documents, and lay out the timeline.