
Five or ten years of residency in Indonesia, based on money you keep rather than money you spend. No sponsor, and no age limit.
The Second Home Visa, index E33, is a long-term stay permit for foreigners who can show they have the money to support themselves — rather than a job, a company, or a certain age. You qualify by keeping around USD 130,000 in an Indonesian bank, or owning qualifying property. In return: 5 or 10 years of residency, no local sponsor, no yearly renewals.
It suits people the other long-stay permits leave out: too young for the retirement KITAS, not working for an Indonesian company, not running a business here, and not investing at Golden Visa levels. The money stays in your own account and earns interest the whole time. After three years of living in Indonesia, it can lead to a KITAP — permanent residency.
The two get mixed up because both are long stays without work. What separates them is who qualifies and on what.
| Second Home Visa (E33) | Retirement KITAS (E33F / E33E) | |
|---|---|---|
| Age | No age requirement | 55 and over (60 for Silver Hair) |
| Qualifies on | IDR 2B state-bank deposit, or USD 1M property | Pension or regular income, plus a deposit for Silver Hair |
| Validity | 5 or 10 years | 1 year extendable, or 5 years for Silver Hair |
| Sponsor | None needed | Needed for the E33F |
| Work | Not allowed | Not allowed |
If you’re 55 or over and live on a pension, the retirement KITAS is usually the cheaper route. If you’re younger, or would rather qualify on savings than income, the Second Home Visa is the one built for you.
You can qualify in one of two ways — a bank deposit or a property purchase. You only need one.
Live in Indonesia on your own terms, with one firm exception.
The Second Home Visa lets you bring more family than most permits do. Spouse, children, and parents can all join you on dependent permits that last the same 5 or 10 years as yours, with no separate financial requirement. Your one deposit or property covers the whole family. Children qualify up to 18, or up to 25 if they’re unmarried students.
Bringing parents is the part that stands out. Most permits — including the Work and Investor KITAS — don’t let you sponsor a parent. For anyone planning to bring an older relative, this is one of the few routes that allows it.
The personal paperwork is light. Most of the work is in the financial proof, which we handle with you.
There’s no sponsor to find. We prepare and file everything, and manage the deposit so nothing slips against the 90-day deadline.
We confirm which route fits — deposit or property — and put your documents together so the application is right the first time.
The application runs through the official immigration system. Approval usually comes within a few weeks.
You enter Indonesia and give biometrics. Your Second Home stay permit is issued.
We open your state-bank account and place the IDR 2 billion, or prepare your property evidence, and submit the proof to immigration before the deadline.
We arrange dependent permits for your spouse, children, and parents. After three years of residence, we move you to a KITAP for permanent stay if you want it.
What applicants ask before committing the deposit.
A long-term stay permit, index E33, giving 5 or 10 years of residency in Indonesia against financial proof: an IDR 2 billion deposit in a state-owned bank or a USD 1 million property. It needs no sponsor and has no age requirement, and it does not allow work.
No. The retirement KITAS is age-gated (55 and over) and qualifies on pension income. The Second Home Visa has no age floor and qualifies on the deposit or property alone — which makes it the long-stay route for younger applicants with savings.
No. The money sits in an account in your own name at a state-owned bank and earns interest. It’s proof of means, a balance you maintain. It comes back to you when the visa ends. What you can’t do is draw it below IDR 2 billion while the visa is valid.
Not in Indonesia. You can’t work for an Indonesian company, sell goods or services here, or earn Indonesian income. You can keep working remotely for a foreign employer or run your own business abroad, since that income comes from outside the country. If remote work is the only reason you want to be here, the E33G is cheaper than tying up the deposit. To work for a local company, you need a work KITAS.
Yes. Spouse, children, and parents can hold dependent permits for the same 5 or 10 years, with no separate financial requirement. One qualifying deposit or property covers the family.
Yes. After three years of residence you can apply for a KITAP — Indonesia’s permanent stay permit — which removes the cycle of limited permits altogether.
Immigration can verify the balance, and falling below the threshold can have the visa revoked. The deposit is meant to stay at level for the life of the visa. If you anticipate needing the funds, the property route may be a better fit — once the property qualifies, the obligation is the title, not a maintained cash balance.
For most readers the only real decision is the qualifier — deposit or property. We can walk you through what each looks like in practice (which bank, what the title structure is, how immigration verifies it), open the account or prepare the property evidence, and file the application end to end.